Please Note: The Centers for Medicare/Medicaid Services (CMS) works very hard to protect Medicare beneficiaries. They look out for you by setting strict guidelines on insurance providers when it comes to openly marketing Medicare Advantage products as an option; without knowing you much better.
Medicare.gov is very serious about Medicare beneficiaries not being placed under undue pressure to evaluate and sign up for Medicare Advantage products. Because of these guidelines, we really can only tell you that we are Blessed in that we do represent two of the Medicare Advantage providers and that, if you would like to meet with us, to learn how Medicare Advantage may work for you, we would be happy to.
Medicare’s Annual Election Period (Called “Open Enrollment” or “AEP”)
As we have previously discussed, most of us are eligible to sign up for Medicare when we turn 65. Some earlier, but for most of us, our initial enrollment is when we turn 65 (technically, you can make that decision 3 months prior to your birth month, all the way through the end of the 3rd month following your birth month).
Once you have initially enrolled in Medicare, each year after that, you can make your plan decisions for the following year during the annual Open Enrollment (AEP) period which runs generally around October 15th-December 7th each year. You will most certainly be seeing and hearing television and radio commercials. Your mailbox will probably fill up.
You may qualify for certain other elections periods as well. This is the busiest time of the year for your Cool Agent; as this is the one time each year that Medicare beneficiaries have the opportunity to review these plans and make their annual changes.
VERY IMPORTANT: Be sure to schedule an annual review with your Cool Agent DURING AEP. This is one of the very most important things that we do for our clients. Every year you can bet that Medicare is going to keep changing, plan designs are going to change, rates are going to change, and especially Prescription Drug Plans (PDPs). You need to schedule time with your agent to talk about these things and make sure that the plan you are on is the one that will SAVE YOU THE MOST MONEY!
If you think you might be interested in learning about Medicare Advantage products, see your Cool agent, and BOOK your AEP appointment EARLY! You can do it all in our online booking center 7×24.
- To Learn More About Medicare & Booking an Initial Enrollment or AEP Appointment (Do it EARLY for AEP)
- An Explanation About the “Scope of Appointment” Requirement by CMS
Check Medicare Advantage Plan Availability in Your Region
Click the button below to Check to see which Medicare Advantage plans are available in your region.